Shoals Habitat Residential Rehabilitation Program
What rehabilitation services can qualify?
Financing is Available For These Rehabilitation Services:
- Heating/Cooling Equipment (HVAC) Repair/Replacement
- Roof Repair/Replacement
- Exterior Door Replacement
- Handicap Installations for Accessibility
- Hot Water Heater Replacement
How does the process work?
Submit an Application
The homeowner starts the process by submitting an application and supporting documents to Shoals Habitat. The application process may take 3 to 6 months
Provide Sweat Equity
Applicants must contribute a minimum of 8 hours of Sweat Equity while participating in this program. The number of volunteer hours required will be based on the project’s final dollar value.
The schedule of your project will vary depending on the nature of your need and the availability of labor.
Sign Closing Documents
A Promissory Note will be signed once the final cost of the repairs has been determined. Repayment will be based on the final cost of repairs and the homeowner’s ability to pay.
Shoals Habitat will provide an affordable 0% interest loan which the homeowner will repay over a period of time.